Let's say there's a big accident, and your regular insurance doesn't cover all the costs. That's where umbrella insurance steps in. It helps with things like medical bills or legal fees that go beyond what your regular insurance handles. For instance, if you're in a serious car crash and your auto insurance limit is reached, umbrella insurance can cover the extra expenses.
Umbrella insurance does a lot:
Liability Coverage: This helps if you or a family member accidentally hurt someone or damage their property.
Personal Injury Coverage: It protects you from claims like defamation or invasion of privacy.
Legal Fees: Even if you're not found guilty, it covers your legal defense costs.
False Arrest or Detention: It helps if someone claims you wrongly held them.
Damage by Others: Covers the damage your child or pet might cause to someone else's property.
Worldwide Coverage: It can work even outside the U.S., which is great for travelers.
Getting umbrella insurance is simple. Our experienced agents will walk you through the process, giving you peace of mind and protecting you from life's unexpected challenges!